The rich rule over the poor, and the borrower is slave to the lender. This verse from Proverbs 22:7 emphasizes the power dynamics that can result from wealth and debt. In business and personal finance, being in debt can create a feeling of enslavement, as we are beholden to lenders and their terms. Birthdays offer an opportunity to assess our financial situation—are we managing our resources wisely or are we in a cycle of debt that limits our freedom? The key to financial independence and peace of mind is not in accumulating wealth, but in living within our means and avoiding unnecessary debt. God calls us to live with wisdom and humility, seeking His guidance in our financial decisions. Let us commit to handling our finances in a way that honors Him and brings freedom, rather than bondage, to our lives.